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America is racing towards a debt crisis that could threaten the financial security of every household.

The headlines might sound dramatic, but the numbers are undeniable.

The U.S. national debt has now ballooned to $36 trillion.

From just $286 billion in 1960.

This year alone, the government needs to refinance $9 trillion of that total, a task that would have been relatively straightforward in an era of near-zero interest rates.

But times have changed.

Adding to this, the Congressional Budget Office projects a federal deficit of approximately $1.9 trillion for 2025.

When combined with the maturing debt, the total gross issuance of Treasuries is expected to exceed $10 trillion for the year, a volume unprecedented in modern financial markets…

Investors are now demanding yields close to 5%.

Or more than triple the rates the Treasury used to pay in 2020.

The bond market’s message is clear: the risk is real, and the cost of financing that risk is rising fast.

The average yield on U.S. long-term debt now hovers around 5%.

That’s not just a line on a chart.

It’s a financial time bomb that, left unaddressed, will rip through every corner of the economy.

Let me explain.

This strain on government finances is beginning to filter through to the rest.

As interest rates rise (rose), so too does the cost of everything from mortgages to credit cards.

The U.S. dollar is weakening against a basket of currencies, reducing its purchasing power and threatening its status as the world’s reserve currency.

Investors are increasingly seeking refuge in Gold and Bitcoin, which I’ve talked about since starting the NWC, safe haven assets that don’t rely on a government’s promise to pay its debts.

This isn’t just about abstract numbers in Washington.

It’s about real consequences for families.

Higher taxes.

Reduced social services.

A cost of living that eats away at paychecks already stretched thin.

Ray Dalio called this a “financial heart attack,” and he’s not exaggerating.

The Economist’s May 2025 report on soaring long-term debt warned that if current trends continue, interest payments on the national debt could hit $2.2 trillion per year by 2034.

To put that in perspective, that’s more than the entire current annual budget of the U.S. Department of Defense.

So what happens if the U.S. can no longer pay its debt?

A default would send shockwaves through global financial markets.

U.S. Treasury securities have long been considered the safest assets in the world, forming the foundation of everything from pension funds to international banking reserves.

A default would erode that trust, driving up borrowing costs not only for the government but for businesses and consumers as well.

Financial markets would likely plunge as investors fled to safer assets, compounding the crisis.

The stock market wouldn’t be spared, and even the most diversified portfolios would get crushed.

Mortgage rates, already near century highs, would spike even further, putting homeownership out of reach for the majority.

Social Security and Medicare payments would be delayed, or cut.

Tax refunds might take months instead of weeks, if at all.

Federal employees and contractors would see paychecks postponed.

In a scenario like this, the dollar’s dominance would be challenged, and countries could begin shifting reserves into euros or yuan, weakening America’s financial influence on the world stage.

And while this might sound like a doomsday scenario, it’s not all bad.

By staying informed and strategic, you can actually thrive in this environment.

The warning signs are there….

They’re already flashing, at least, for anyone paying attention.

Watch this:

The government is faced with two equally painful choices:

Raise interest rates further to keep investors on board, risking a severe recession,

or,

Print more money to cover the bills, risking a surge in inflation that would hit families hardest.

What can you do to prepare?

1) Get your own house in order.

Pay down any any debt with high-interest rates

High-interest debt is a wealth killer, and in a crisis, lenders tighten up.

Having too much debt could be the difference between surviving and collapsing.

2) Build a three-year emergency fund.

Cash is still king when the system wobbles, and having enough to cover your expenses, for three years, can buy you time and options.

3) Start investing NOW.

Trying to time the bottom is a losing game.

Build positions in real assets and productive businesses.

Don’t let fear paralyze you, be prepared. Disciplined investing is the key to long-term success.

Remember, we are wealth builders, not wealth killers, to take a line from my good friends at Stock Pickers Corner.

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Now, let’s talk about where to put your money.

Gold: is the traditional safe have which can’t be printed or devalued by political decisions, it’s “solid gold” as they say.

When the dollar weakens, gold rises.

Bitcoin: while a 33% Vol is hard to stomach for most, it does offer a decentralized alternative, that over the past 13 years has a compound annual growth rate of 102.93%. (Which is not hard to stomach for most.)

Hard assets: like real estate, farmland, and select commodities also make sense.

They hold intrinsic value and often rise with inflation. (I like to focus on assets that produce income)

If you must own stocks, stick to defensive sectors like utilities, healthcare, and consumer staples. (Sectors that people always need)

These companies provide essential services that people still need in a downturn.

Look for businesses with strong balance sheets, low debt, and global operations to avoid risk.

What to avoid

Avoid U.S. Treasuries and government-backed securities.

They’re no longer risk-free, and in a default scenario, their value would be, how do I say this nicely… In question.

Stay away from highly leveraged real estate and junk bonds; rising rates will punish the over-indebted.

A hypothetical portfolio could look like this:

20% in gold and precious metals producers

20% in bitcoin

20% in defensive stocks

20% in hard assets (real estate),

20% invested in your own businesses. (online or restaurants etc)

Optimism Vs Pessimism Vs Realism

This is not the time for blind optimism.

America’s debt crisis is unfolding in real time.

Interest payments alone could consume resources that should be invested in growth, education, and social stability.

If the government doesn’t get its house in order, families will bear the brunt through higher taxes, reduced services, and a lower standard of living.

No one is coming to save you. 

Not your boss, not the politicians, not the government.

Only you can do that.

Right now, you have a choice:

1) Keep hoping things magically get better.

2) Or, learn how to protect yourself no matter what happens.

If you pick option one, I genuinely wish you the best.

But if you’re serious about taking control of your financial future, building real, lasting wealth, not just surviving, then The Net Worth Club is where you belong.

So I am glad you are here.

Every week, we bring you the strategies, insights, and opportunities that Wall Street doesn’t want you to know about, so you can:

• Stay ahead of inflation and currency devaluation.

• Build passive income streams that don’t disappear in a recession.

• Find hidden investment opportunities that can double (or even triple) your net worth.

• Protect your family’s future — no matter what happens in Washington or on Wall Street.

If you’re ready to thrive, not just survive, then now’s the time to join us, if you haven’t already.

Because no one is coming to save you.

You have to save yourself!

The choice is yours, and as always;

Happy Hunting!

About The Net Worth Club

Welcome to The Net Worth Club — a no-fluff, high-conviction investing newsletter written for people who want to grow their wealth intelligently and aggressively.

Every week, I break down actionable opportunities across the stock market, private deals, and the global economy — all with one goal in mind: help you multiply your net worth.

You’ll get:

✅ Deep dives on overlooked companies with potential to double (or more)
✅ Real-time trade ideas and portfolio updates — I eat my own cooking
✅ Market psychology, timing strategies, and hard-earned lessons
✅ A front-row seat to how I’m building serious wealth — and helping others do the same

This isn’t financial fluff or recycled headlines. It’s boots-on-the-ground insight, from someone who's in the trenches — raising capital, taking companies public, and making real bets with real money.

If you’ve ever thought: "I just want someone sharp to help me spot the big moves early" — this is for you.

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